Today I want to raise a very important topic, which is living in addictions. More specifically, in two addictions, which are smoking and incurring obligations in the form of loans, credits or payday loans.
Why such a topic and what do both addictions have in common?
I have been away from home for several weeks, conducting entrepreneurship training and business consulting in Lubin / voivodeship. Lower Silesia. One day, walking down the street, I was thinking about the content of the next blog article.
It was about debt – a topic that is close to my heart because in my work I often meet people in debt, often because of my stupidity, which sometimes seems to me, is already part of their lives.
Just as the disease, to some extent, becomes part of the lives of those affected, so does taking loans or loans and non-bank payday loans. And it can often be called addiction.
So, when I was looking for an entry idea in my head, an empty cigarette box caught my attention. I do not professionally collect garbage, but it was the empty packaging and words directed to the smoker that made me lean, pick them up, take pictures and use in this content.
Smoking kills, quit now!
These are the first words on the cigarette packet. They are to make people aware that smoking causes slow death. At the same time, it is such a loud voice that says – think about it, stop smoking, do not poison yourself and your surroundings.
It is a pity that such an inscription is not on credit or loan agreements.
What would the inscription on the first page of a contract with a bank or loan company look like:
Debt is killing! Think before you sign the contract !!!
Debt kills !!!
It kills family relationships, is a source of many chronic diseases, stress, and conflicts arising from money between spouses in the family. Debt without your spouse’s consent means hiding your finances from him.
Debt is like a drug. It is difficult to free him.
A person affected by the debt incurrence, at first he controls himself, but then he succumbs to the temptation to live in luxury, he realizes his whims, and he will never look at how he has a second loan, then a third, and when banks lose their creditworthiness, he goes for a loan non-bank, or payday pay.
And slow death begins families. I recently had a woman who hides her debts from her husband. He lives under constant stress, because the husband began to suspect that his wife’s pension money somehow less. And these phones from loan companies.