A holiday, an important gift, a new car, a new piece of furniture for your home these are the situations in which the need to apply for a small loan of just 1,000 USD can arise. The limited amount requested, moreover, speeds up the authorization process, decreases the necessary guarantees and makes it possible not to specify the purpose of the loan itself. But let’s get into more detail.
How to choose your thousand USD loan
Despite the reduced amount involved in the loan, it is always necessary to be clear about the timeframe within which you want to return the amount, the monthly availability, the guarantees that can be presented to the credit institution. More specifically, to obtain a loan it is usually necessary to be aged between 18 and 75, to have residence in Italy, to have a paycheck or a pension (or alternatively a guarantor).
It is not always mandatory, but it often helps to have an account opened at the bank or lender to which you apply. Once these conditions have been verified, it will be possible to proceed to the analysis of the interests required and therefore of Tan and Taeg.
Among the various financial Astro Finance is probably the most active in the field of small personal loans, also for its widespread presence in the territory. The economic conditions and the numerous promotions that allow to obtain really competitive rates are also appreciated. Given the complexity of the offer, the advice is to visit the Astro Finance website directly, confident of the fact that customers have always had a good time with this credit institution.
A separate discussion can be made for small loans intended for housewives who, therefore, do not enjoy a paycheck and who must resort to a guarantor who can protect the bank or the financial company that grants the loan. In the presence of the guarantor, no obstacle should interfere in the release of such a small sum.
A similar speech can also be made for protesters. If until recently this condition made it difficult to access debt, today the situation has changed considerably and also in this case the presence of a guarantor allows access to small loans. We specify that speaking of the guarantor we refer to either someone who declares himself willing to pay off our debts in case of unavailability or to properties on which the financial company could, if necessary, take recourse in case of failure to return to the credit itself. If the financial classics do not help, you can still turn to the loan between individuals.
Loans 1000 USD and Post Services
If you want to return the amount in 18 months, Good Finance’s solution is very convenient. The loan, which can also be requested online without a paycheck, is subject to an APR equal to 13.10% and a fixed TAN of 5.90% (with 16 USD of initial expenses). To re-enter the loan, therefore, it will be necessary to pay the monthly installments of 62.11 USD each.
Access to this type of loan is reserved for individuals with a paycheck or pension that require the amount to buy electronic items, furniture, renovations or plant engineering in the home, purchase of a new, used or 0 km car, rather than a camper, a boat. Expenses related to travel, holidays, leisure, hobbies can also be financed with this loan.
The Post Services offer is also good, which can be accessed by presenting an identity card, family, income and property situation. Being in possession of a Post Services account certainly helps the request operation, but today it is possible to manage the request also through rechargeable cards or postal savings certificates. The website or alternatively the post office will provide all the details and indicate the best solution.